Same story as the knee: implant is thousands, the bill is tens of thousands.
Your cash sticker$32,702
Typical commercial / insured$53,538
Medicare-like yardstick$16,836
Rack rate if you have no deal$74,954
Insured markup on this quote: $20,836 (64%) above cash. Quality score 70/100 at California Community Hospital (model). This episode is tagged modeled from anchors.
Full-service community hospital (model). The default local option.
Evidence on this page. Commercial prices vs Medicare, by state · Knee / hip implant cost — see the evidence ledger. Hospitals are archetypes (academic / community / ASC), not named facilities. Coastal flagships: wage + bargaining power, not just ‘better care.’