Full thickness skin graft to nose, complex (with ear graft)

Four ways to pay for the same operation. Cash is the Surgery Center of Oklahoma posted bundle. The other three are modeled so you can see the gap — not a surprise EOB after the fact.

Cash (SCO)$4,395

Medicaid$3,017

Medicare$3,868

Insured$7,929

Medicaid

$3,017

Medicare

$3,868

Cash (SCO posted)

$4,395

Insured (typical OK hospital)

$7,929

Insured path is $3,534 (80%) above the posted cash price. Medicaid is 31% below cash. Medicare is 12% below cash.

Cash source: surgerycenterok.com. Other payers: modeled — see evidence.

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